Monday, December 17, 2012

5.27% Refinancing with Ubank is worth looking at

If you are looking to refinance your home loan, have a look at UBank's offer of 5.27% interest for a strictly no fee home loan that is backed by its parent company National Australia Bank. The only problem is if you are needing an offset account for tax purposes, otherwise this offer is pretty good because any amount you put into the home loan which is over and above the minimum repayment for the loan can be redrawn at any time without any fees incurred.

Also, I assume you noticed that 5.27% is a rate that is impossible to beat with the big four banks (otherwise let me know!) They are currently offering a $500 incentive (0.25% discount for the life of your loan) for those that refinance before the end of the year  14 March 2013. And no, I don't receive anything from UBank unless you happen to click on one of their ads if they appear on this website.

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