Tuesday, November 7, 2023

RBA Increases cash rate to 4.35% - which banks have followed?

Today, the RBA increased the cash rate by another 0.25% due to the persistent inflation rate in Australia and around the world. This is the highest rate in 12 years. So which banks have followed the RBA in raising their interest rates?

Commonwealth Bank - up 0.25% from 17 Nov.

Bankwest - up 0.25% from 17 Nov.

NAB - up 0.25% from 17 Nov.

Westpac - up 0.25% from 21 Nov

ANZ - up 0.25% from 17 Nov

Thursday, July 27, 2023

20 Things AI Hates about Perth

 20 Common Gripes: Things People Don't Like About Perth, WA

Perth, the charming capital city of Western Australia, is often praised for its stunning beaches, laid-back lifestyle, and thriving economy. However, like any place, it's not without its share of complaints and grievances. While many people adore Perth, some residents and visitors have their reasons for disliking certain aspects of the city. In this article, we'll explore 20 common gripes that people have about Perth, offering a balanced perspective on both the positives and negatives of living in this beautiful city.

1. Hot Summers: Perth's scorching summer temperatures can be challenging for those who prefer cooler climates.

2. Limited Public Transport: Some residents feel that Perth's public transport network is not as extensive or efficient as in other major cities.

3. Distance from Other Cities: Perth's isolation on the western coast of Australia can make travel to other cities or countries more time-consuming and expensive.

4. Expensive Flights: Traveling to and from Perth can be costly due to its remote location.

5. Lack of Nightlife: Compared to some other Australian cities, Perth's nightlife scene may be perceived as more limited.

6. Early Closing Times: Some people find it frustrating that many establishments, including bars and restaurants, close early in the evening.

7. High Cost of Living: The cost of living in Perth, particularly housing prices, can be a concern for some residents.

8. Limited Shopping Options: While Perth has a variety of shopping centers, some may feel that the shopping scene lacks diversity compared to larger cities. [Most cited reason from tourists that we talk to. Everything closes after 6pm is the usual comment. Yes, spud shed is open 24 hours but is spud shed next to the Hilton?]

9. Traffic Congestion: As the city grows, traffic congestion can be an issue, especially during peak hours.

10. Limited Job Opportunities: Certain industries in Perth, outside of the resources sector, may have limited job opportunities.

11. Lack of Public Wi-Fi: Free public Wi-Fi options may not be as widely available as in some other cities. [Actually you can get free wifi from any Telstra Payphone. When you land in Perth Airport there is also free wifi]

12. Strict Liquor Laws: Perth's liquor licensing laws can be perceived as restrictive by some.

13. Lack of Cultural Diversity: Some people may feel that Perth lacks the same level of cultural diversity found in larger metropolitan areas. [OK so Perth is a little uncultured, but I think this has changed quite a bit already. Maybe not like Melbourne sure]

14. Limited Public Events: While there are events in Perth, some may wish for a more extensive calendar of public gatherings.

15. Limited Public Art: The city's public art scene may not be as robust or prominent as in other cities.

16. Short Daylight Hours in Winter: During the winter months, the daylight hours in Perth can be shorter, affecting outdoor activities.

17. Harsh Sun and UV Exposure: Perth's strong sunlight requires residents to be vigilant about sun protection.

18. Sandstorms: Occasionally, Perth experiences sandstorms, which can create temporary inconvenience and affect air quality. [Never knew there were sandstorms...]

19. Lack of Rainfall: Perth's Mediterranean climate means that it experiences relatively low rainfall, leading to water conservation measures. [True. We get excited about rain]

20. Limited Public Spaces in the CBD: Some people feel that the central business district could offer more public spaces for relaxation and recreation.

It's essential to remember that these gripes are subjective and may not reflect the overall sentiment of all Perth residents. Despite these perceived negatives, Perth remains a sought-after destination for many due to its natural beauty, friendly locals, and overall high quality of life. Like any city, Perth has its quirks and drawbacks, but it also offers a unique and delightful experience to those who call it home.

Tuesday, July 25, 2023

28% in the Last 12 months - Why Perth Suburb Winthrop leads Australia

Unbelievable. Just down the road from where I grew up, Winthrop was in a major news article recently as the nation's fastest growing suburb by median house price. We asked our buddy Chat GPT to tell us what's the deal with Winthrop? How did it increase in value by 28% according to RealEstate.com.au? 

Discovering Winthrop: A Suburb of Perth that Radiates Excellence

Nestled in the southern suburbs of Perth, Western Australia, lies the picturesque neighborhood of Winthrop. This hidden gem has gained a reputation for being one of the most desirable places to live, and for good reason. With its prime location, excellent amenities, and a strong sense of community, Winthrop stands out as a suburb that radiates excellence.

1. Prime Location

Winthrop's location is one of its most enticing features. Situated just 15 kilometers south of Perth's bustling CBD, residents enjoy easy access to the city's vibrant offerings while still being able to revel in the serenity of suburban life. Its proximity to major roadways and public transportation options ensures that commuting to the city or exploring nearby attractions is a breeze.

2. Top-Notch Education

Families are drawn to Winthrop because of its excellent educational opportunities. The suburb is home to sought-after schools, including the renowned Winthrop Primary School and Winthrop Baptist College. With a strong emphasis on education and extracurricular activities, parents can rest assured that their children are receiving a top-notch education.

3. Lush Green Spaces

Nature enthusiasts will find solace in Winthrop's lush green spaces and parks. The popular Piney Lakes Reserve offers a perfect escape to nature, boasting serene walking trails, abundant wildlife, and opportunities for picnics and family outings. Residents can also enjoy the beautifully landscaped gardens and open spaces that adorn the streets of Winthrop, creating a tranquil and inviting atmosphere.

4. Community Spirit

The tight-knit community in Winthrop is one of its defining features. Neighbors are known for their friendly demeanor and strong sense of belonging, creating a warm and welcoming environment for newcomers. Regular community events, such as markets and gatherings, foster a sense of camaraderie and provide opportunities for residents to connect and build lasting friendships.

5. Abundant Amenities

Winthrop leaves no room for disappointment when it comes to amenities. The Winthrop Village Shopping Centre provides residents with a convenient hub for all their shopping needs, from groceries to dining options. Additionally, the nearby Garden City Shopping Centre offers a wide array of retail outlets and entertainment choices, catering to diverse preferences.


Winthrop shines as a suburb that encapsulates the essence of the quintessential Australian dream. With its prime location, outstanding educational facilities, lush green spaces, vibrant community spirit, and abundant amenities, it is no wonder why Winthrop is considered one of the best places to reside in Perth. Whether you're a family seeking an idyllic environment for your children, a nature lover yearning for serene landscapes, or an individual in search of a close-knit community, Winthrop has something to offer everyone. Embrace the beauty and excellence that Winthrop exudes, and you'll find a place you'll be proud to call home.

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